Terms of Use
Last Updated: June 28, 2025
Welcome to Ulnakre. By accessing or using our website at ulnakre.com and our educational services, you agree to be bound by these Terms of Use. Please read them carefully before using our platform.
1. Acceptance of Terms
By accessing, browsing, or using the Ulnakre platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
2. Description of Service
Ulnakre provides an online educational platform offering group sessions, individual lessons, personalized learning paths, and live interaction with instructors. Our services focus on understanding economic indicators and related educational content delivered remotely.
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
3. User Accounts
3.1 Registration
To access certain features of our platform, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
3.2 Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
3.3 Account Termination
We reserve the right to suspend or terminate your account at any time for any reason, including but not limited to violation of these Terms of Use, fraudulent activity, or behavior that we deem harmful to other users or our platform.
4. User Conduct
You agree to use our platform only for lawful purposes and in accordance with these Terms. You agree not to:
Use the platform in any way that violates any applicable laws or regulations
Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the platform
Transmit any advertising, promotional materials, or spam
Impersonate or attempt to impersonate Ulnakre, our employees, other users, or any other person or entity
Interfere with or disrupt the platform or servers or networks connected to the platform
Attempt to gain unauthorized access to any portion of the platform or any other systems or networks
Use any automated system to access the platform in a manner that sends more requests than a human can reasonably produce
Harass, abuse, or harm another person or engage in any discriminatory behavior
Upload or transmit viruses, malware, or any other malicious code
5. Intellectual Property Rights
5.1 Our Content
The platform and its entire contents, features, and functionality, including but not limited to all information, software, text, displays, images, video, audio, and the design, selection, and arrangement thereof, are owned by Ulnakre or our licensors and are protected by copyright, trademark, and other intellectual property laws.
5.2 Limited License
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our platform for personal, non-commercial educational purposes. This license does not include any right to:
Modify or copy the materials
Use the materials for any commercial purpose or public display
Remove any copyright or other proprietary notations from the materials
Transfer the materials to another person or mirror the materials on any other server
5.3 User Content
By submitting content to our platform, including but not limited to text, images, videos, or other materials, you grant Ulnakre a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in connection with operating and promoting our services.
You represent and warrant that you own or have the necessary rights to submit such content and that your content does not violate any third-party rights.
6. Payment and Billing
6.1 Fees
Certain services on our platform may be subject to payment of fees. You agree to pay all applicable fees as described on the platform at the time of purchase. All fees are non-refundable except as expressly stated in our refund policy.
6.2 Pricing Changes
We reserve the right to change our pricing at any time. Price changes will not affect existing subscriptions until renewal.
6.3 Payment Methods
Payment must be made through the payment methods specified on our platform. You agree to provide current, complete, and accurate payment information and to promptly update all payment information as necessary.
6.4 Automatic Renewal
Some subscriptions may automatically renew at the end of each billing period unless cancelled prior to the renewal date. You authorize us to charge your payment method for the renewal fee.
7. Cancellation and Refund Policy
You may cancel your subscription at any time through your account settings. Cancellations will take effect at the end of the current billing period. Refunds may be available under certain circumstances as detailed in our refund policy, which forms part of these Terms.
8. Educational Content Disclaimer
The educational content provided on our platform is for informational and educational purposes only. While we strive to provide accurate and up-to-date information about economic indicators and related topics, we make no representations or warranties of any kind regarding the completeness, accuracy, reliability, or suitability of the information.
The content should not be considered professional financial, investment, or legal advice. You should consult with appropriate professionals before making any decisions based on the information provided.
9. Third-Party Links and Services
Our platform may contain links to third-party websites or services that are not owned or controlled by Ulnakre. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of any third-party content, goods, or services.
10. Privacy and Data Protection
Your use of our platform is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
11. Disclaimers and Limitation of Liability
11.1 No Warranties
Our platform and services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
We do not warrant that our platform will be uninterrupted, secure, or error-free, that defects will be corrected, or that the platform or servers are free of viruses or other harmful components.
11.2 Limitation of Liability
To the fullest extent permitted by applicable law, Ulnakre, its affiliates, officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
Your access to or use of or inability to access or use the platform
Any conduct or content of any third party on the platform
Any content obtained from the platform
Unauthorized access, use, or alteration of your transmissions or content
In no event shall our total liability to you for all damages, losses, and causes of action exceed the amount paid by you to Ulnakre in the twelve months preceding the claim, or one hundred units of currency, whichever is greater.
12. Indemnification
You agree to defend, indemnify, and hold harmless Ulnakre, its affiliates, and their respective officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees, including reasonable attorneys' fees, arising out of or relating to your violation of these Terms of Use or your use of the platform.
13. Dispute Resolution
13.1 Informal Resolution
In the event of any dispute, claim, or controversy arising out of or relating to these Terms or your use of our platform, you agree to first contact us at [email protected] to attempt to resolve the dispute informally.
13.2 Arbitration
If the dispute cannot be resolved through informal negotiation, both parties agree to resolve the dispute through binding arbitration conducted by a mutually agreed-upon arbitrator. The arbitration shall be conducted in accordance with the rules of a recognized arbitration association.
13.3 Class Action Waiver
You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.
14. Modifications to Terms
We reserve the right to modify or replace these Terms of Use at any time at our sole discretion. If we make material changes, we will notify you by updating the "Last Updated" date at the top of these Terms and may provide additional notice such as through email or a notice on our platform.
Your continued use of the platform following the posting of changes constitutes your acceptance of such changes. We encourage you to review these Terms periodically.
15. Termination
These Terms remain in effect while you use our platform. We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.
Upon termination, your right to use the platform will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
16. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired in any way. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
17. Waiver
No waiver by Ulnakre of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any failure to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.
18. Entire Agreement
These Terms of Use, together with our Privacy Policy and any other legal notices or policies published by us on the platform, constitute the entire agreement between you and Ulnakre regarding your use of the platform and supersede all prior agreements and understandings.
19. Assignment
You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempt to assign or transfer without such consent will be null and void. We may freely assign or transfer these Terms without restriction. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties and their respective successors and permitted assigns.
20. Force Majeure
Ulnakre shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.
21. Contact Information
If you have any questions about these Terms of Use, please contact us:
22. Language
These Terms of Use are provided in English. Any translation is provided for convenience only. In the event of any conflict between the English version and any translation, the English version shall prevail.
23. Acknowledgment
By using our platform, you acknowledge that you have read these Terms of Use, understand them, and agree to be bound by them. If you do not agree to these Terms, you must not access or use our platform.